Because Your Trust Is So Important
Your trust is the cornerstone of our relationship. That is why we work diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business.
The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
Notice Of Your Financial Privacy Rights
We, Our, and Us, when used in this notice, mean First National Bank of Midland. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers such as:
Deposit Account;
Loan Account;
Credit Card;
Safe Deposit Box.
We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.
Term Definitions
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. An affiliate is a company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of ours.
The Information That We Collect
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us;
Information about your transactions with nonaffiliated third parties;
Information from a consumer-reporting agency;
Information We Disclose About You.
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.
The Confidentiality, Security And Integrity Of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information And Former Customers
We do not disclose nonpublic personal information about former customers, except as permitted by law.
The Information On Our Website
When you visit our website to view any pages, read product information, or use our online calculators and tools, you do so without telling us who you are and without revealing any personal information. While we do not collect identifying information about visitors to our site, we do use standard software to collect information for the strict purpose of tracking activity on our site. This allows us to better understand how many people use our site and which pages and features are most popular. The only information we normally collect and store is:
The name of your Internet Service Provider;
The website that referred you to us (if any);
The date and time the pages were accessed; and
The page or pages you requested.
There are instances where you may elect to provide us with personal information. If you fill out one of our feedback or request forms or send us e-mail, you are transmitting the information that appears to you in the form or the message. This will typically include information like your name, mailing address, e-mail address, the kind of request you are making, and any other information necessary to fulfill your request. You never transfer personally identifying information that you do not enter yourself. This is always your option, this information cannot be collected unless you specifically elect to send it to us. This information is used internally only for the purpose of fulfilling the request or for contacting you directly and is not given or sold to any other organization.
When you submit personally identifying information via one of our feedback or application forms, that information is also encrypted, or scrambled, by your browser before it is transmitted back to our website. This effectively prevents anyone from intercepting and reading any personal information about you. Note that this encryption does not take place if you send us e-mail, but only when you use your web browser with one of our site's forms.
Our website is not targeted or marketed to children.
External Link Disclaimer
Some links on the fnbmidland.com web site point to documents and sites which are not located within the internet domains that we manage and, therefore, are not controlled by First National Bank of Midland. These links are included to point the visitor to other possibly relevant resources.
A link to a document or site other than those included within the domain managed by First National Bank of Midland does not necessarily imply that First National Bank of Midland:
* endorses the organization(s) or person(s) providing them,
* agrees with the ideas expressed, or
* attests to the correctness, factuality, appropriateness, or legality of the contents.
