First Regular Savings Account

Minimum Balance Requirements
You must deposit $100.00 to open this account. You will be charged a service fee of $2.00 if your daily minimum daily balance falls below $300.00. If you close your account within the first ninety (90) days of opening, you will be charged $10.00.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit non-cash items for example, checks.

Interest* Compounded and Crediting
Interest for your account will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. A $.01 minimum balance must be maintained each day to receive the disclosed annual percentage yield.

Transaction Limitations
Funds can be transferred from this account by check, telephone transfer, pre-authorized transfer or in-person withdrawal. A $2.00 charge per withdrawal will be charged for transactions in excess of three per calendar month. 

First Student Savings Account

Minimum Balance Requirements
You must deposit $25.00 to open this account. Once the account is open, no minimum balance is required.

Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day. Interest begins to accrue on the business day you deposit non-cash items for example, checks. 

Interest* Compounded and Crediting
Interest for your account will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited,  you will not receive the accrued interest. A $.01 minimum balance must be maintained each day to receive the disclosed annual percentage yield.

Transaction Limitations
Funds can be transferred from this account by check, telephone transfer, pre-authorized transfer or in-person withdrawal. A $2.00 charge per withdrawal will be charged for transactions in excess of three per calendar month.

* Call Bank for Rates